March 14, 2025
WalletHub recently published an article featuring Mark Williams, Master Lecturer of Finance, discussing tips on how to find affordable, quality car insurance.
When selecting car insurance, the key is to strike a balance between cost and level of coverage. Overpaying for unnecessary coverage wastes money, while opting for the cheapest option may leave you exposed to inadequate protection and unexpected risks. The ideal policy should align with your driving habits, location, vehicle age, and usage. Taking the time to choose wisely can save you from potential regrets down the road.
“When shopping for car insurance, remember that not all companies are equal. The big four, including GEICO and State Farm, spend billions on advertising to gain your business, but local and regional auto insurance companies can provide strong coverage at similar or lower rates with much more personal care,” Williams adds.
It’s important to be wary of overly cheap insurance, low premiums can mean poor service when it matters most.
