• About Us
  • Get Insights to Your Inbox
Monday, December 11, 2023
Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
Insights@Questrom
  • Our Insights
    • All
    • Business Challenges
    • Business Education
    • Business Functions
    Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

    Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

    Oh, Christmas tree: The economics of the US holiday tree industry

    Oh, Christmas tree: The economics of the US holiday tree industry

    How AI Chat Search Could Disrupt Online Advertising

    Spotify CEO cites “expensive” capital as factor in layoffs. What does that mean?

    EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

    EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

    Can Important Unions Collapse and Disappear?

    Can Important Unions Collapse and Disappear?

    The Right Amount of Cards, Cash and ID to Carry in Your Wallet

    Why Is Everyone So Unhappy at Work Right Now?

    Scrapping the state’s liquor license law makes economic sense

    Scrapping the state’s liquor license law makes economic sense

    Airlines are frustrating travelers by changing frequent flyer program rules – here’s why they keep doing it

    Airlines are frustrating travelers by changing frequent flyer program rules – here’s why they keep doing it

  • Videos & Podcast
    • All
    • Podcast
    • Videos
    S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

    Questrom $50K Case Competition: In the Trenches of Sustainability with Casella

    S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

    The Optimistic Pessimist

    Shein & Forever 21 Strike a Deal

    Shein & Forever 21 Strike a Deal

    S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

    Questrom and BU Means Innovation and Entreprenuership

    A new travel nightmare: New passport delays lasting 13 weeks

    A new travel nightmare: New passport delays lasting 13 weeks

    Leadership Communications

    Leadership Communications

    Demotivating Effects of Relative Performance Feedback on Middle-Ranked Workers’ Performance

    Demotivating Effects of Relative Performance Feedback on Middle-Ranked Workers’ Performance

    S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

    AI: What is it and how will it impact business?

    Is Creativity in Advertising Dead in the age of AI?

    Is Creativity in Advertising Dead in the age of AI?

  • Insights Events
    • Events
    • Insights Live
    • Questrom Institute Events
  • In the Media
    • All
    • BU Today
    • Global Media
    • Local Media
    • National Media
    • Op-Ed
    • The Brink
    Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

    Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

    Newton Grandmother Scammed out of $20,000, Used Bitcoing ATMs to Send Money

    Which is better – a real or a fake Christmas tree?

    How AI Chat Search Could Disrupt Online Advertising

    Spotify CEO cites “expensive” capital as factor in layoffs. What does that mean?

    The Danger of Racial Colorblindness 

    The Danger of Racial Colorblindness 

    EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

    EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

    Can we count on carbon capture to abate climate change?

    Can we count on carbon capture to abate climate change?

    The Cybertruck Must Be Huge—or It Will Dig Tesla’s Grave

    The Cybertruck Must Be Huge—or It Will Dig Tesla’s Grave

    Can Important Unions Collapse and Disappear?

    Can Important Unions Collapse and Disappear?

    The Right Amount of Cards, Cash and ID to Carry in Your Wallet

    Why Is Everyone So Unhappy at Work Right Now?

    Trending Tags

    • Publications
      • All
      • Books
      • Harvard Business Review
      • Journals
      • Sloan Management Review
      How GenAI Could Accelerate Employee Learning and Development

      How GenAI Could Accelerate Employee Learning and Development

      AI Adoption in U.S. Health Care Won’t Be Easy 

      AI Adoption in U.S. Health Care Won’t Be Easy 

      Where Should Your Company Start with GenAI? 

      Where Should Your Company Start with GenAI? 

      How Retailers Can Capitalize on the “Refund Effect”

      How Retailers Can Capitalize on the “Refund Effect”

      Should Companies Refrain From Making Political Statements?

      Should Companies Refrain From Making Political Statements?

      Make It Safe for Employees to Speak Up – Especially in Risky Times

      Make It Safe for Employees to Speak Up – Especially in Risky Times

      Will Generative AI Create a New Era of Search Competition?

      Will Generative AI Create a New Era of Search Competition?

      A Better Approach to Customer-Centric Messaging and Engagement

      A Better Approach to Customer-Centric Messaging and Engagement

      How Coworking Spaces Impact Employee Well-Being

      How Coworking Spaces Impact Employee Well-Being

      Trending Tags

      Insights@Questrom
      • Our Insights
        • All
        • Business Challenges
        • Business Education
        • Business Functions
        Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

        Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

        Oh, Christmas tree: The economics of the US holiday tree industry

        Oh, Christmas tree: The economics of the US holiday tree industry

        How AI Chat Search Could Disrupt Online Advertising

        Spotify CEO cites “expensive” capital as factor in layoffs. What does that mean?

        EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

        EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

        Can Important Unions Collapse and Disappear?

        Can Important Unions Collapse and Disappear?

        The Right Amount of Cards, Cash and ID to Carry in Your Wallet

        Why Is Everyone So Unhappy at Work Right Now?

        Scrapping the state’s liquor license law makes economic sense

        Scrapping the state’s liquor license law makes economic sense

        Airlines are frustrating travelers by changing frequent flyer program rules – here’s why they keep doing it

        Airlines are frustrating travelers by changing frequent flyer program rules – here’s why they keep doing it

      • Videos & Podcast
        • All
        • Podcast
        • Videos
        S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

        Questrom $50K Case Competition: In the Trenches of Sustainability with Casella

        S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

        The Optimistic Pessimist

        Shein & Forever 21 Strike a Deal

        Shein & Forever 21 Strike a Deal

        S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

        Questrom and BU Means Innovation and Entreprenuership

        A new travel nightmare: New passport delays lasting 13 weeks

        A new travel nightmare: New passport delays lasting 13 weeks

        Leadership Communications

        Leadership Communications

        Demotivating Effects of Relative Performance Feedback on Middle-Ranked Workers’ Performance

        Demotivating Effects of Relative Performance Feedback on Middle-Ranked Workers’ Performance

        S1:E1 CVS Paying the “Pink Tax” on Certain Products and the Evolution of the Electric Vehicle Industry

        AI: What is it and how will it impact business?

        Is Creativity in Advertising Dead in the age of AI?

        Is Creativity in Advertising Dead in the age of AI?

      • Insights Events
        • Events
        • Insights Live
        • Questrom Institute Events
      • In the Media
        • All
        • BU Today
        • Global Media
        • Local Media
        • National Media
        • Op-Ed
        • The Brink
        Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

        Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

        Newton Grandmother Scammed out of $20,000, Used Bitcoing ATMs to Send Money

        Which is better – a real or a fake Christmas tree?

        How AI Chat Search Could Disrupt Online Advertising

        Spotify CEO cites “expensive” capital as factor in layoffs. What does that mean?

        The Danger of Racial Colorblindness 

        The Danger of Racial Colorblindness 

        EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

        EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

        Can we count on carbon capture to abate climate change?

        Can we count on carbon capture to abate climate change?

        The Cybertruck Must Be Huge—or It Will Dig Tesla’s Grave

        The Cybertruck Must Be Huge—or It Will Dig Tesla’s Grave

        Can Important Unions Collapse and Disappear?

        Can Important Unions Collapse and Disappear?

        The Right Amount of Cards, Cash and ID to Carry in Your Wallet

        Why Is Everyone So Unhappy at Work Right Now?

        Trending Tags

        • Publications
          • All
          • Books
          • Harvard Business Review
          • Journals
          • Sloan Management Review
          How GenAI Could Accelerate Employee Learning and Development

          How GenAI Could Accelerate Employee Learning and Development

          AI Adoption in U.S. Health Care Won’t Be Easy 

          AI Adoption in U.S. Health Care Won’t Be Easy 

          Where Should Your Company Start with GenAI? 

          Where Should Your Company Start with GenAI? 

          How Retailers Can Capitalize on the “Refund Effect”

          How Retailers Can Capitalize on the “Refund Effect”

          Should Companies Refrain From Making Political Statements?

          Should Companies Refrain From Making Political Statements?

          Make It Safe for Employees to Speak Up – Especially in Risky Times

          Make It Safe for Employees to Speak Up – Especially in Risky Times

          Will Generative AI Create a New Era of Search Competition?

          Will Generative AI Create a New Era of Search Competition?

          A Better Approach to Customer-Centric Messaging and Engagement

          A Better Approach to Customer-Centric Messaging and Engagement

          How Coworking Spaces Impact Employee Well-Being

          How Coworking Spaces Impact Employee Well-Being

          Trending Tags

          Insights@Questrom
          Home Media Mention National Media

          Companies Scramble to Meet Payroll, Pay Bills After SVB’s Swift Failure

          CNBC

          Mark WilliamsbyMark Williams
          March 10, 2023
          in National Media, Silicon Valley Bank
          42
          0
          Companies Scramble to Meet Payroll, Pay Bills After SVB’s Swift Failure
          Share on FacebookShare on TwitterShare on LinkedIn

          March 10, 2023

          CNBC recently published an article featuring Mark Williams, Master Lecturer of Finance, discussing the sudden collapse of Silicon Valley Bank and how it will impact companies payroll.

          The collapse of SVB, which was ranked 16th in terms of assets at the end of 2022 with $209 billion and over $175 billion in deposits, is different from a traditional brick-and-mortar bank collapse. With more than half of its loans going to venture funds and private equity firms, and 9% going to early-stage and growth-stage companies, SVB clients often store their deposits with the bank as well. Deposits of SVB clients are insured by the Federal Deposit Insurance Corporation, which became the receiver of the company. According to SEC filings, roughly 95% of SVB’s deposits were uninsured as of December. According to the FDIC, insured depositors will be able to access their money by Monday morning, but for uninsured depositors, the process is more complicated. Within a week, they will receive a dividend covering an undetermined amount of their money and a “receivership certificate for the remaining amount.”

          “Bank regulators understand not moving quickly to make SVB’s uninsured depositors whole would unleash significant contagion risk to the broader banking system” Williams said.

          According to Williams, SVB’s rapid failure could also serve as a wakeup call to regulators when it comes to dealing with banks that are heavily concentrated in a particular industry. According to SVB’s mid-quarter update on Wednesday, which kicked off the downward spiral, startup clients continued to burn cash at a fast clip despite the ongoing fundraising slump. As a result, SVB was unable to maintain the necessary level of deposits. Startups viewed the news as troublesome and fled SVB, a swarm that gained strength as VCs instructed portfolio companies to do the same. According to Williams, SVB’s risk profile has always been a concern.

          Read the Full Article

          Source: Companies scramble to meet payroll, pay bills after SVB’s swift failure
          Via: CNBC
          Tags: Mark Williamsmedia mentionSilicon Valley BankSVBSVB Failure
          Mark Williams

          Mark Williams

          Mark T. Williams, Master Lecturer in Finance, is a risk-management practitioner, academic and financial author with three decades of experience. Current focus areas include Fed monetary policy, financial literacy, financial inclusion and Fintech, together with virtual currencies and blockchain. He also serves as President of the Boston Economic Club.

          Related Insights

          Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers
          Business Policy & Markets

          Alaska and Hawaiian Airlines Are Merging: What It Means for Travelers

          December 8, 2023
          How GenAI Could Accelerate Employee Learning and Development
          Harvard Business Review

          How GenAI Could Accelerate Employee Learning and Development

          December 8, 2023
          Newton Grandmother Scammed out of $20,000, Used Bitcoing ATMs to Send Money
          Local Media

          Which is better – a real or a fake Christmas tree?

          December 7, 2023
          How AI Chat Search Could Disrupt Online Advertising
          Business Policy & Markets

          Spotify CEO cites “expensive” capital as factor in layoffs. What does that mean?

          December 4, 2023
          The Danger of Racial Colorblindness 
          Global Media

          The Danger of Racial Colorblindness 

          December 4, 2023
          EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS
          Global Media

          EXPERT: IN-PERSON WORK ALONE WON’T FIX LONELINESS

          December 1, 2023

          Upcoming Events

          February 2024
          Feb 26 2024

          Digital Marketing Symposium

          Questrom Executive Dining Rooms
          No event found!

          Get Our Insights Newsletter

          Get Insights straight to your inbox by signing up now.

            Popular Insights

            • The Right Amount of Cards, Cash and ID to Carry in Your Wallet

              Why Is Everyone So Unhappy at Work Right Now?

              15 shares
              Share 6 Tweet 4
            • Silicon Valley Bank: Blame and Ethics of the Failure

              77 shares
              Share 31 Tweet 19
            • Ethical Implications of ChatGPT in the Educational Setting

              142 shares
              Share 57 Tweet 36
            • How much profit do fireworks stands make?

              132 shares
              Share 53 Tweet 33
            • Redirecting Innovation: Can We? Should We?

              9 shares
              Share 4 Tweet 2

            Boston University Questrom School of Business
            595 Commonwealth Avenue
            Boston, MA 02215

            Follow Us

            Newsletter

            © 2023 Trustees of Boston University

            • About Us
            • Digital Business Institute
            • Human Resource Policy Institute
            • Susilo Institute for Ethics in the Global Economy
            Generic selectors
            Exact matches only
            Search in title
            Search in content
            Post Type Selectors
            • Business Challenges
              • Business Policy & Markets
              • Digital Business
              • Diversity, Equity & Inclusion
              • Entrepreneurship & Innovation
              • Future of Work
              • Health, Biopharma, & Health-Tech
              • Risk
              • Social Impact
            • Business Functions
              • Corporate Strategy
              • Finance & Accounting
              • Innovation
              • Leadership & Management
              • Marketing
              • Operations
              • Technology
            • Publications
              • Journals
              • Harvard Business Review
              • Sloan Management Review
            • Insights Events
              • All Events
              • Insights Live
              • Questrom Institute Events
            • Videos & Podcast
              • Videos
              • Insights@Questrom Podcast
              • Podcast
            • Voices in the Media
            • Our Experts

            © 2023 Trustees of Boston University

            Welcome Back!

            Sign In with Linked In
            OR

            Login to your account below

            Forgotten Password?

            Retrieve your password

            Please enter your username or email address to reset your password.

            Log In

            Warning: Undefined array key "fcb_field_mode" in /www/questrominsights_205/public/wp-content/plugins/floating-contact/floating-contact.php on line 184

            Add New Playlist

            -
            00:00
            00:00

            Queue

            Update Required Flash plugin
            -
            00:00
            00:00